Introduction

In the digital age, Wellington residents are navigating an increasingly complex world of online scams, each more cunning than the last. From fake job offers to romance frauds, the city has seen a surge in digital deception, with thousands falling prey to these schemes. Here, we delve into the top 10 scams you need to be aware of, arming you with the knowledge to safeguard your digital life.

1. Task Scams

Task scams, also known as ’employment fraud’, deceive individuals into believing they’re undertaking legitimate tasks for pay. Victims engage in activities like writing reviews or simple tasks, lured by promises of easy money. In Wellington, at least eight significant cases have been reported, with two victims losing over $100,000 each. These scams often start on social media or job websites, leading victims to invest more money into fake ‘training’ or ‘upgrades’. The Wellington Police have noted an increase in these scams during economic downturns, exploiting those seeking additional income.

2. Phishing Scams

Phishing remains one of the most prevalent scams, where fraudsters impersonate legitimate entities to steal personal information. In Wellington, phishing emails often mimic local banks or governmental bodies, leading to significant data breaches. CERT NZ reported 412 incidents of buying, selling, or donating goods scams in Q3 2023, many of which started with phishing attempts. Victims are tricked into providing bank details or clicking on malicious links, resulting in financial losses or identity theft.

3. Online Trading Scams

Scammers use platforms like Auto Trader to list fictitious vehicles, promising quick sales through emails that appear legitimate. A notable case in Wellington involved a scammer using a New Zealand-based email, selling non-existent cars. Victims lose money through upfront payments or deposits, which are then untraceable. The Department of Internal Affairs has archived several such scams, highlighting the need for vigilance in online transactions.

4. Inheritance or Lottery Scams

These scams promise large sums from inheritances or lottery wins but require payment of fees or taxes beforehand. Wellington residents have reported being contacted by ‘lawyers’ or ‘lottery officials’ demanding payment for processing fees. The Department of Internal Affairs warns that such requests are typical red flags for scams, with no actual winnings or inheritances forthcoming.

5. Romance Scams

Online dating platforms can be breeding grounds for romance scams, where fraudsters develop relationships to exploit victims financially. In Wellington, Netsafe has received 50 reports of dating or romance scams in Q3 2023. Scammers often concoct stories requiring urgent financial help, leading to significant emotional and financial distress for victims.

6. Investment Scams

Promising high returns for low-risk investments, these scams target those looking to grow their savings. In Wellington, victims have been approached through investment opportunities listed online, often involving cryptocurrencies or property. The Financial Markets Authority warns of these scams, which saw 55 incidents reported in the same period, with victims losing thousands.

7. Courier Delivery Scams

Scammers send texts or emails pretending to be from courier services like NZ Post, claiming issues with a delivery require payment or personal information. Wellington has seen an uptick in these scams, especially with the increase in online shopping. Always verify through official channels before responding to such demands.

8. Fake Job or Business Opportunity Scams

Similar to task scams but focused on larger investments, these scams promise business ownership or high-paying job roles. Wellington’s job market has seen an increase in these deceptive offers, with 55 reports in Q3 2023. Always research the company independently before committing any funds or personal details.

9. Tech Support Scams

Fraudsters call to warn of computer viruses, offering to fix them for a fee or access. Wellington residents have reported receiving calls from ‘Microsoft’ or ‘Apple’ support, leading to unauthorized access to their systems. The Police have warned about these scams, urging never to allow remote access to your devices from unsolicited calls.

10. Fake Competition/Prize Scams

Victims are told they’ve won a prize but must pay for shipping or administrative fees. Wellington has seen numerous reports, especially around major events or holidays, where scammers exploit the excitement of winning. Always verify through official sources before paying any fees for claimed prizes.

Engagement and Thoughts

Have you encountered any of these scams or know someone who has? Share your experiences and insights, helping the community stay one step ahead of scammers. Click on HOTLINE Letters to the Editor to voice your thoughts, warn others, or suggest new ways to combat these digital traps. Let’s make Wellington a safer place online, together.

HOTLINE Letters to the Editor